Understanding the Average Cost of Assisted Living in Pennsylvania

When considering senior living options, cost plays a significant role in decision-making for both older adults and their families. Since assisted living provides a balance of independence and support, it's a popular choice, but fees can vary based on several factors. In this article, we'll discuss the cost of assisted living in Pennsylvania and the elements that influence it.

Average Cost of Assisted Living in Pennsylvania

The average monthly cost of assisted living in Pennsylvania is approximately $4,650, according to Genworth's Cost of Care Survey 2021. Costs have likely risen since then. Also,, it's important to remember that assisted living costs in Pennsylvania range significantly across the state and based on individual preferences and needs.

4 Factors Affecting Assisted Living Costs in Pennsylvania

1. Location

Like all real estate, location significantly impacts pricing. Assisted living communities in major urban areas like Philadelphia or Pittsburgh generally have higher costs compared to communities in smaller towns or rural areas.

2. Level of Care

The primary driver of cost is the amount of personalized care and support a resident requires. Assisted living communities offer various care levels tailored to individual needs. Residents requiring more assistance with daily living activities (dressing, bathing, medication management, etc.) may pay more for those additional services.

3. Amenities and Lifestyle Options

Amenities play a major role in cost variation. Communities offering upscale amenities like luxurious dining options, salon services, scheduled transportation, and a robust calendar of activities may have higher fees.

4. Apartment Size and Style

Like with retirement communities, the size and style of the apartment factor into the monthly cost. Larger or private rooms may cost more.

4 Ways to Pay for Assisted Living in Pennsylvania

Planning for long-term care costs requires careful thought and preparation. Here are a few resources to consider:

1. Long-Term Care Insurance

If you have a policy, it might cover assisted living costs. Review your coverage carefully to understand what's included.

2. Veterans' Benefits

Veterans and their spouses may be eligible for benefits programs that help offset assisted living costs.

3. Medicaid Waivers

Pennsylvania offers Medicaid waivers that can assist with financing assisted living for those who qualify.

4. Utilizing Your Home Sale Proceeds

The proceeds from selling your house can help fund your assisted living costs.

Benefits of Choosing the Right Community

Communities like Acts offer multiple levels of care on one campus. This can be a cost-effective option as your needs change, as your monthly fee may cover the cost of assisted living if you require it in the future.

Acts boasts several campuses conveniently located throughout Pennsylvania. As a Continuing Care Retirement Community (CCRC), Acts offers a full spectrum of care, including independent living, assisted living, skilled nursing, and memory care. This allows you or your loved one the peace of mind to age in place, knowing that your community will accommodate your needs as they change.

Many older adults choose to move in as an independent living resident, comfortable that should they ever need a higher level of care, it’s available. Those who need a higher level of care now take comfort in knowing they are moving directly into an assisted living or skilled nursing care program that is respected throughout the area.

Let Acts Help You Navigate the Financial Aspects of Assisted Living

At Acts, we care deeply about your well-being and want to ensure a seamless transition as you consider your senior living options. Our team is here to guide you through the financial aspects of assisted living and help you find a plan that fits your budget and preferences. Choose a community to start the conversation and explore the options available throughout Pennsylvania.